Terms & Conditions — Octavianto.com

Last updated: 21 October 2025
Official contact email: admin@octavianto.com

Acceptance of Terms
By accessing and using the website https://octavianto.com (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use the Site.
About Us
Octavianto.com is an information and education portal covering topics such as finance, business, investing, online lending, stocks, sales & marketing, forex trading, self-development, and fintech. Our mission is to improve financial literacy and digital awareness through practical, educational articles and guides.
Use of the Site
You agree to use the Site only for lawful purposes in accordance with applicable laws and regulations. Prohibited uses include (but are not limited to):

Publishing or distributing illegal, misleading, or harmful content.
Infringing the intellectual property rights of others.
Attempting to breach, disrupt, or abuse the Site’s systems (including hacking, spamming, or similar activities).
Using Site data for commercial purposes without prior written permission.

We reserve the right to restrict, suspend, or terminate your access to the Site without notice if you violate these Terms.

Content & Limitation of Liability
All content on Octavianto.com is provided for informational and educational purposes only. We do not provide professional legal, financial, tax, or investment advice. Any decisions you make based on information from this Site are your sole responsibility.

We are not liable for:

Financial losses or investment outcomes resulting from reliance on Site content.
Inaccuracies that arise from market or regulatory changes.
Third-party content or external links referenced on the Site.

Always conduct additional research and consult a licensed advisor before making important financial decisions.

Monetization & Advertising (Google AdSense)
Octavianto.com monetizes the Site through advertising (including Google AdSense), affiliate links, and sponsored content. Ads may be interest-based and served using cookies or similar technologies. Sponsored content will be clearly labeled.

For more information about Google AdSense, visit: https://www.google.com/adsense/

Analytics & Tracking
We use official analytics tools to improve content and user experience, including:

Collected data is used in anonymized form to analyze visitor behavior. See our Privacy Policy for full details on data collection and use.

Cookies
This Site uses cookies to store user preferences and to deliver relevant advertising. By continuing to use the Site you consent to our use of cookies in accordance with our Cookie Policy. For more information, please review the Cookie Policy page on this Site.
Copyright & Intellectual Property
All content on Octavianto.com (including articles, images, graphics, and educational materials) is protected by Indonesian and international copyright laws. You may not copy, modify, republish, or redistribute Site content for commercial use without our prior written permission.
Privacy & Regulatory Compliance
Octavianto.com is committed to protecting user data and follows applicable privacy best practices. We reference and consider relevant international frameworks including:

We do not sell, trade, or rent users’ personally identifiable information to third parties. Please consult our Privacy Policy for full details.

External Links
The Site may contain links to third-party websites for reference or affiliate purposes. We do not control and are not responsible for the content, privacy policies, or practices of external sites. Use of external links is at your own risk.
Changes to Terms
We may update these Terms & Conditions from time to time. The “Last updated” date at the top of this page will reflect the most recent revision. It is your responsibility to review this page periodically for changes.
Contact
For questions, clarifications, or official requests related to these Terms & Conditions, please contact us:

Governing Law
These Terms & Conditions are governed by the laws of the Republic of Indonesia and reflect applicable international consumer-protection references where relevant. If you require legal certainty or compliance advice for cross-jurisdictional matters, consult a licensed attorney.